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Easy online banking

With convenient local branches (if you need one)

OPEN AN ACCOUNT

Why NextStep

Note to current online banking customers: The first time you log in, you’ll need to click “ENROLL” after signing in to reestablish access to your accounts. Have questions? Visit online banking help.

Note to current online banking customers: The first time you log in you’ll need to click “ENROLL” after signing in to reestablish access to your accounts. Have questions? Visit online banking help.

Check Out Our Great Products
and Low Rates

Check Out Our
Great Products and Low Rates

Checking & Savings

Up to 5% cash back Checking

All Checking & Savings

Vehicle Loans

New as low as 3.79%, Used as low as 4.79%

All Vehicle Loans

Mortgages

7/1 ARM from 5.125%

All Mortgage Options

Home Equity & Other Loans

Line of Credit Intro Rate 12 Month Introductory Rate 3.99% APR* then Prime*-0.50%

Details and & Options

A step in the right direction

A step
in the right
direction

NextStep is the Capital Region’s personal-sized credit union, here to help you easily manage your day-to-day banking while building toward life’s great financial milestones.
HOW TO BANK WITH US

Why get a NextStep auto loan

Why get a NextStep vehicle loan …

before you shop for a car?

Put yourself in a better bargaining position when buying a new vehicle by qualifying for a NextStep vehicle loan before you deal with a dealer.
NEW VEHICLEUSED VEHICLE

A step in the right direction

A step in the right direction

NextStep is the Capital Region’s personal-sized credit union, here to help you easily manage your day-to-day banking while building toward life’s great financial milestones.
HOW TO BANK WITH US

Why get a NextStep auto loan

Why get a NextStep vehicle loan …

before you shop for a car?

Put yourself in a better bargaining position when buying a new vehicle by qualifying for a NextStep vehicle loan before you deal with a dealer.
NEW VEHICLEUSED VEHICLE

NextStep scholarships awarded

Scholarship Photo

NextStep student scholarships and grants

NextStep is accepting applications and nominations for our 2026 scholarships, grants, and awards. Just one of the many things that make our credit union more different than most.
ABOUT SCHOLARSHIPS