7/1 Adjustable Rate Mortgage
5.125% RATE 6.255% APR
APR = Annual Percentage Rate. APR shown assumes a $250,000 loan amount, 65% LTV, and 780 FICO score. The APR may be subject to change based upon borrowing criteria and overall creditworthiness.
ATTENTION ALL CUSTOMERS: On Wednesday, April 1, NextStep branches will be closed as we upgrade our online banking system to a faster, more intuitive, and more secure experience.
ONLINE BANKING CUSTOMERS: Please note the important steps you’ll need to take before and after the new system start date of April 2, 2026. See our online banking help page or check your mail for detailed instructions.
ATTENTION ALL CUSTOMERS: On Wednesday, April 1, NextStep branches will be closed as we upgrade our online banking system to a faster, more intuitive, and more secure experience.
ONLINE BANKING CUSTOMERS: Please note the important steps you’ll need to take before and after the new system start date of April 2, 2026. See our online banking help page or check your mail for detailed instructions.
NextStep is the Capital Region’s personal-sized credit union, here to help you easily manage your day-to-day banking while building toward life’s great financial milestones. Each and every one.
HOW TO BANK WITH US
before you shop for a car?
Put yourself in a better bargaining position when buying a new vehicle by qualifying for a NextStep vehicle loan before you deal with a dealer.
NextStep is the Capital Region’s personal-sized credit union, here to help you easily manage your day-to-day banking while building toward life’s great financial milestones. Each and every one.
HOW TO BANK WITH US
before you shop for a car?
Put yourself in a better bargaining position when buying a new vehicle by qualifying for a NextStep vehicle loan before you deal with a dealer.
NextStep is accepting applications and nominations for our 2026 scholarships, grants, and awards. Just one of the many things that make our credit union more different than most.
ABOUT SCHOLARSHIPS
