Features
- No credit review required
- Borrow as little as $500
- Low APR with terms up to 60 months
- Can help build credit
- No prepayment penalties
- No application or origination fees
Not yet a NextStep member?
That’s totally okay. Just check that you qualify and then join when you
apply for your account or accept your loan.
To open a Share Certificate, simply visit or call your local NextStep branch.
Albany
325 Washington Avenue Extension
Albany, NY 12205
518.456.1611
Troy
150 Defreest Drive
Troy, NY 12180
518.286.1611
Find out if you qualify and join when you open your account.