The days of bigger is better banking are over.

NextStep is the Capital Region’s personal-sized credit union. Friendly. Easy to deal with. Convenient local branches … PLUS access to more than 5,300 shared branches and 30,000 surcharge-free ATMs in the Co-op network.

Open your accounts here. Bank from anywhere. And keep us with you wherever you go.

NextStep is a credit union. Like a bank, but better. We offer a select set of the best checking, savings and loan products, each with clearly defined features and benefits.

NextStep Offers:

Who can join?

TO QUALIFY FOR MEMBERSHIP AND BANK WITH US you just need to be able to say yes to either of the two statements below:

YES: I live, work, worship or attend school in Albany County, Rensselaer County or Washington County in New York State.

or …

YES: I’m a family member (by blood or through marriage) of a current NextStep FCU or School Systems FCU member.

The great news is, once you are a member, you can remain a member for life … no matter where your adventures take you.

How to join