Few financial decisions you’ll ever make are as important as choosing the right mortgage partner.

NextStep works in partnership with leading mortgage and home loan professionals who know their business and know our first priority is honest, friendly service.

And speaking of service, you’ll be pleased to know your mortgage will be managed locally, right here in in Albany, New York. So, if you ever have any questions, you’ll be able to talk to someone who knows you and knows the community and get the answers you need.


  • Fixed- and adjustable-rate options
  • Competitive “member only” interest rates
  • Low down payments
  • Flexible terms, including lock-in and float options for the best possible rate
  • Affordable closing costs