Find ATM in
Put yourself in the driver’s seat when buying a new or used vehicle
NextStep vehicle loans
Get your motors running.
Qualify Before You Buy
New Vehicle Loans
Personal vehicles 2018 or newer
Financing up to 110%
NADA Retail Avg.
Used Vehicle Loans
With flexible terms to meet your budget
Built for Adventuring
Boats, snowmobiles, dirt bikes,
jet skis, four-wheelers …
Explore Your World
Boat & RV Loans
Terms up to 12 years
IMPORTANT: To bank with NextStep you need to be able to say yes to one of the two qualifying statements below:
YES, I live, work, worship or attend school in either Albany, Rensselaer or Washington County in New York State
YES, I’m a family member (by blood or through marriage) of a current NextStep FCU or School Systems FCU) member
Not yet a NextStep member?
That’s totally okay. Just check that you qualify and then join when you
apply for your account or accept your loan.