Personal Loans

NextStep is a credit union, here to guide you, not sell you. Whether it’s a new house, new vehicle, money for school or just a little cash to get you through, we’ll help you make a smart and informed choice.

Not a NextStep FCU member? That’s okay. You can apply, qualify and join when you accept your loan.

NEXTSTEP OFFERS:

  • Fixed- and adjustable-rate mortgages
  • Competitive interest rates
  • Low down payments
  • Flexible terms, including lock-in and float options
  • Affordable closing costs

APPLY

Current rates

MAKE APPT TO DISCUSS

Schedule an Appointment

Call our Troy branch
518.286.1611

Call our Albany branch
518.456.1611


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