Features
- Terms up to 12 years on new and up to 10 years on used
- Financing up to 110%, including accessories, taxes, fees, and warranties
- No prepayment penalties
- No application or origination fees
Not yet a NextStep member?
That’s totally okay. Just check that you qualify and then join when you
apply for your account or accept your loan.
INDEPENDENCE DAY HOLIDAY CLOSURE: Branches will be closed on Friday, July 4th and Saturday July 5th in observance of Independence Day. Our ATMs, mobile app and online banking are available for your banking needs. Enjoy a safe and happy holiday weekend!
To open a Share Certificate, simply visit or call your local NextStep branch.
Albany
325 Washington Avenue Extension
Albany, NY 12205
518.456.1611
Troy
150 Defreest Drive
Troy, NY 12180
518.286.1611
Find out if you qualify and join when you open your account.