- Up to a $3,000 credit limit
- No cost until you access your line of credit*
- No annual fee
- $48 monthly payment
- Pay no interest until you actually use your line of credit
- No prepayment penalty
* Payments due on the 15th of each month there is an outstanding balance.
** Funds are transferred from your NextStep Overdraft Line of Credit to your NextStep Checking account in increments of $50.