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NextStep Federal Credit Union
For All the Adventures Ahead
NextStep Federal Credit UnionNextStep Federal Credit Union
  • Bank
    • Checking
      • Compare Accounts
      • 5% Kasasa Cash Back® Checking
      • 3% Kasasa Cash® Checking
      • NextStep Analog Checking
    • Savings
      • Standard Share Savings
      • Money Market Savings
      • Kasasa Saver®
      • Certificate Accounts
    • Visa Credit Cards
    • Login to Online Banking
    • Download Mobile App
  • Borrow
    • Home and Mortgage Loans
      • Mortgages
      • Home Equity Loans
      • Home Improvement Loan
    • Vehicle Loans
      • All Vehicle Loans
      • New Vehicle Loans
      • Used Vehicle Loans
      • Boat & RV Loans
      • Sportcraft Loans
    • Personal & Student Loans
      • Signature Loan
      • Secured Loan
      • Tuition Loan
      • Sallie Mae Smart Option Student Loan
      • Overdraft Line of Credit
    • Rates
  • Resources
    • Shared Branch & ATM Locator
    • Forms
    • Direct Deposit and Payroll Deduction
    • Insure
      • TruStage
      • Rx Savings Plus
      • Loan Protections
  • About
    • How to Bank with Us
    • Sponsored Events
    • Scholarships, Grants & Awards
    • Privacy Policy
    • Third Party Links
  • Contact
    • Contact Us
    • Locations & Hours
    • Report Lost or Stolen Card
    • Supervisory Committee
  • Careers
  • Find Nearest ATM
Search:
  • Bank
    • Checking
      • Compare Accounts
      • 5% Kasasa Cash Back® Checking
      • 3% Kasasa Cash® Checking
      • NextStep Analog Checking
    • Savings
      • Standard Share Savings
      • Money Market Savings
      • Kasasa Saver®
      • Certificate Accounts
    • Visa Credit Cards
    • Login to Online Banking
    • Download Mobile App
  • Borrow
    • Home and Mortgage Loans
      • Mortgages
      • Home Equity Loans
      • Home Improvement Loan
    • Vehicle Loans
      • All Vehicle Loans
      • New Vehicle Loans
      • Used Vehicle Loans
      • Boat & RV Loans
      • Sportcraft Loans
    • Personal & Student Loans
      • Signature Loan
      • Secured Loan
      • Tuition Loan
      • Sallie Mae Smart Option Student Loan
      • Overdraft Line of Credit
    • Rates
  • Resources
    • Shared Branch & ATM Locator
    • Forms
    • Direct Deposit and Payroll Deduction
    • Insure
      • TruStage
      • Rx Savings Plus
      • Loan Protections
  • About
    • How to Bank with Us
    • Sponsored Events
    • Scholarships, Grants & Awards
    • Privacy Policy
    • Third Party Links
  • Contact
    • Contact Us
    • Locations & Hours
    • Report Lost or Stolen Card
    • Supervisory Committee
  • Careers
  • Find Nearest ATM

Why get a NextStep vehicle loan …

before you shop for a car?

Put yourself in a better bargaining position when buying a new vehicle by qualifying for a NextStep vehicle loan before you deal with a dealer.
NEW VEHICLEUSED VEHICLE

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  • Online Banking
  • How to Bank with Us
  • Rates
  • Careers
  • Contact Us
Albany Branch
325 Washington Avenue Ext., Albany, NY 12205
518.456.1611
Map & Driving Directions

Troy Branch
150 Defreest Drive, Troy, NY 12180
518.286.1611
Map & Driving Directions

Routing Number: 221382358
NCUA and EHL Logos

Federally Insured by NCUA

©2026 NextStep Federal Credit Union.
Portions Copyright ©Kasasa, Ltd. All Rights Reserved.

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Juneteenth Branch Closure

Branches will be closed on Friday June 19th

For the Juneteenth holiday, branches will be closed on Friday June 19th. We will reopen for regular business hours on Saturday June 20th from 9am-12pm. During our closure, our Online Banking, Mobile App and CO-OP ATM locations will be available to assist you with you banking needs.