Good news!

To become a NextStep member and open an account or apply for a loan, you just need to be able to say “yes” to one of the two statements below:

YES, I live, work, worship or attend school in Albany County, Rensselaer County or Washington County in New York State

or

YES, I’m a family member by blood or through marriage of a current NextStep FCU (or School Systems FCU) member

If you can say “yes” to either, you’re ready to apply.