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NextStep Federal Credit Union

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Signature Loan

Whether you need some extra cash for college bills or holiday expenses, or if a wedding or vacation is in your future, a low interest rate personal loan can help cover the expense.

Features

Borrow up to $30,000
Fixed, competitive rates
Terms up to 72 months if credit qualified
No prepayment penalties
No application or origination fees
Flexible repayment options

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To get things started, we invite you to call your local branch ...

Call our Albany branch
518.456.1611

Call our Troy branch
518.286.1611

... or fill out an in-person appointment request.

Are you a NextStep member or new to us?

I’M ALREADY A MEMBER

I’M NOT YET A NEXTSTEP MEMBER

IMPORTANT: To bank with NextStep you need to be able to say yes to one of the two qualifying statements below:

YES, I live, work, worship or attend school in either Albany, Columbia, Fulton, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren, or Washington County in New York State

or

YES, I’m a family member (by blood or through marriage) of a current NextStep FCU or School Systems FCU) member

Name(Required)

First

Phone(Required)

Email(Required)

I am interested in discussing ...

Checking and Savings Accounts

Vehicle Loans

Mortgages

Educational Loans

Home Equity or Other Loan

Other

Please leave a short message including preferred appointment day and time(Required)

Preferred method of contact for confirmation

Please email me

Please call me

APPLY ONLINE

Not yet a NextStep member?
That’s totally okay. Just check that you qualify and then join when you
apply for your account or accept your loan.

Online Banking
How to Bank with Us
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Contact Us

Albany Branch
325 Washington Avenue Ext., Albany, NY 12205
518.456.1611
Map & Driving Directions

Troy Branch
150 Defreest Drive, Troy, NY 12180
518.286.1611
Map & Driving Directions

Routing Number: 221382358

Federally Insured by NCUA

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PHONES ARE CURRENTLY DOWN AT BOTH LOCATIONS

Phone lines are currently down at both of our branch locations. Please use the secure message portal within online banking to reach us as we work to restore our phone lines. We apologize for any inconvenience and appreciate your understanding.