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NextStep Federal Credit Union
For All the Adventures Ahead
NextStep Federal Credit UnionNextStep Federal Credit Union
  • Bank
    • Checking
      • Compare Accounts
      • 5% Kasasa Cash Back® Checking
      • 3% Kasasa Cash® Checking
      • NextStep Analog Checking
    • Savings
      • Standard Share Savings
      • Money Market Savings
      • Kasasa Saver®
      • Certificate Accounts
    • Visa Credit Cards
    • Login to Online Banking
    • Download Mobile App
  • Borrow
    • Home and Mortgage Loans
      • Mortgages
      • Home Equity Loans
      • Home Improvement Loan
    • Vehicle Loans
      • All Vehicle Loans
      • New Vehicle Loans
      • Used Vehicle Loans
      • Boat & RV Loans
      • Sportcraft Loans
    • Personal & Student Loans
      • Signature Loan
      • Secured Loan
      • Tuition Loan
      • Sallie Mae Smart Option Student Loan
      • Overdraft Line of Credit
    • Rates
  • Resources
    • Shared Branch & ATM Locator
    • Forms
    • Zelle
    • Direct Deposit and Payroll Deduction
    • Calculators
    • Insure
      • TruStage
      • Rx Savings Plus
      • Loan Protections
  • About
    • How to Bank with Us
    • Sponsored Events
    • Scholarships, Grants & Awards
    • Privacy Policy
    • Third Party Links
  • Contact
    • Contact Us
    • Locations & Hours
    • Report Lost or Stolen Card
    • Supervisory Committee
  • Careers
  • Find Nearest ATM
Search:
  • Bank
    • Checking
      • Compare Accounts
      • 5% Kasasa Cash Back® Checking
      • 3% Kasasa Cash® Checking
      • NextStep Analog Checking
    • Savings
      • Standard Share Savings
      • Money Market Savings
      • Kasasa Saver®
      • Certificate Accounts
    • Visa Credit Cards
    • Login to Online Banking
    • Download Mobile App
  • Borrow
    • Home and Mortgage Loans
      • Mortgages
      • Home Equity Loans
      • Home Improvement Loan
    • Vehicle Loans
      • All Vehicle Loans
      • New Vehicle Loans
      • Used Vehicle Loans
      • Boat & RV Loans
      • Sportcraft Loans
    • Personal & Student Loans
      • Signature Loan
      • Secured Loan
      • Tuition Loan
      • Sallie Mae Smart Option Student Loan
      • Overdraft Line of Credit
    • Rates
  • Resources
    • Shared Branch & ATM Locator
    • Forms
    • Zelle
    • Direct Deposit and Payroll Deduction
    • Calculators
    • Insure
      • TruStage
      • Rx Savings Plus
      • Loan Protections
  • About
    • How to Bank with Us
    • Sponsored Events
    • Scholarships, Grants & Awards
    • Privacy Policy
    • Third Party Links
  • Contact
    • Contact Us
    • Locations & Hours
    • Report Lost or Stolen Card
    • Supervisory Committee
  • Careers
  • Find Nearest ATM

For all the adventures ahead

NextStep is the Capital Region’s personal-sized credit union, here to help you easily manage your day-to-day banking while building toward life’s great financial milestones. Each and every one.
HOW TO BANK WITH US

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  • Online Banking
  • How to Bank with Us
  • Rates
  • Careers
  • Contact Us
Albany Branch
325 Washington Avenue Ext., Albany, NY 12205
518.456.1611
Map & Driving Directions

Troy Branch
150 Defreest Drive, Troy, NY 12180
518.286.1611
Map & Driving Directions

Routing Number: 221382358
NCUA and EHL Logos

Federally Insured by NCUA

©2026 NextStep Federal Credit Union.
Portions Copyright ©Kasasa, Ltd. All Rights Reserved.

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